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Health, Dental & Life
Insurance Benefits
Health Insurance
The City of Portland has a very generous health, dental and life insurance plans. The health insurance plan is offered through Texas Municipal League - MultiState Intergovernmental Employees Benefits Pool.  The city offers a PPO plan which uses United Healthcare Choice Plus network of providers for "in network" coverage and can be utilized nationwide. Selection of health care providers outside the United Healthcare Choice Plus network is allowed, but deductible and reimbursement levels are less favorable to the employee.

2016-2017 Medical Summary of Benefits 
Benefits At A Glance

The prescription benefit offers a Medication Therapy Management approach.  The program offers a variety of options for prescription access and out of pocket cost management. 

Medication Therapy Management Guide

Dental Insurance
The dental plan allows participants to select any dentist without having to belong to a specific group. 

2014-2015 Dental 4 Benefits
2014-2015 Dental Summary of Benefits

Life Insurance
In addition, the City will provides $25,000 life insurance coverage for every regular employee. Employees are able to purchase additional coverage on themselves, and limited coverage for dependents.

Insurance Costs
For the year starting July 1, 2015, the premium break down on health and dental insurance is as follows:

TMLiebp
City's Contribution  Employee's Share  Total Premium 
Employee only 

$493.04

$0

$493.04

Employee and spouse 

$901.84

$294.12

$1,195.96

Employee and child(ren) 

$654.75

$209.23

$863.98

Full family

$966.76

$462.06

$1,428.82


TMLiebp
City's Contribution  Employee's Share  Total Premium 
Employee only 

$26.08

$0

$26.08

Employee and spouse 

$35.52

$25.76

$61.28

Employee and child(ren) 

$31.13

$24.90

$56.04

Full family 

$35.95

$42.22

$78.18